La Patria es Primero · Vicente Guerrero, 1828

ERP software made in Panama.
Built with pride for Mexico.

cifraHQ delivers CFDI 4.0, automatic SAT timbrado, Carta Porte 3.0, Payroll CFDI, IMSS, INFONAVIT, and electronic accounting in a single cloud platform. The ERP that the world's largest Spanish-speaking economy truly deserves.

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CFDI 4.0
SAT Timbrado
IMSS / INFONAVIT
Payroll CFDI
NIF / IFRS
Dual Compliance
Flag of Mexico
United Mexican States
Certified & compliant with: SAT CFDI 4.0 IMSS INFONAVIT Certified PAC NIF / IFRS
A Nation That Leads the Americas

Mexico: the world's largest
Spanish-speaking economy

Mexico is the eleventh-largest economy on the planet, the second in Latin America, and the largest in the Spanish-speaking world. With 130 million people, 32 states, and a strategic geographic position at the heart of the American continent, Mexico is the natural bridge between the world's largest market -- the United States -- and the export dynamism of Latin America.

The USMCA/T-MEC positioned Mexico as the United States' number-one trading partner, surpassing both China and Canada in trade volume. The nearshoring boom has transformed the Bajío region, Monterrey, and Tijuana into world-class manufacturing hubs for automotive, aerospace, electronics, and medical devices.

In this environment of scale and regulatory demand, Mexican businesses need software that understands their complexity: RFC, tax regimes, CFDI 4.0, Carta Porte, multiple branches, multi-currency MXN/USD, IMMEX operations, and multi-company consolidation under both NIF and IFRS. That is exactly what cifraHQ delivers, from day one.

$1.7T
GDP -- 11th-largest economy
130M
People
#1
U.S. trading partner
Top 5
Global auto manufacturer

"A country that feeds the world
and assembles its cars deserves software
that understands its scale."

-- The cifraHQ Philosophy · Made in Panama, for Mexico and the Americas

The Mexican Mega-Economy

The numbers that define Mexico

The economic powerhouse that cifraHQ is honored to serve

$1.7T
Annual GDP -- 11th-largest economy globally
130M
People -- largest Spanish-speaking country
$600B+
Annual exports
#1
U.S. trading partner (USMCA)
Top5
Global auto producer (3.2M units/year)
32
States and territories
+$50B
Annual FDI -- nearshoring boom
50+
Free trade agreements worldwide

National-Scale Infrastructure

The megaprojects redefining Mexico

Mexico invests in infrastructure that transforms continents. The companies making it happen need an ERP that rises to the moment.

Tourism & Mobility

Mayan Train

1,554 km of rail connecting Cancún, Mérida, Palenque, and Tulum -- the largest rail project in Latin America in decades.

Aviation

AIFA -- Felipe Ángeles Airport

Felipe Ángeles International Airport, capacity for 20M passengers/year at the heart of the Valley of Mexico.

Energy

Dos Bocas Refinery

Latin America's newest refinery in Paraíso, Tabasco -- 340,000 barrels/day capacity for energy sovereignty.

International Trade

Isthmus Interoceanic Corridor

Industrial and rail corridor linking the Gulf of Mexico to the Pacific, offering an alternative to the Panama Canal for Asia-Americas trade.

Clean Energy

Plan Sonora

Latin America's largest solar energy complex in Puerto Peñasco, Sonora. Over 1 GW of installed capacity.

Urban Mobility

Mexico City–Toluca Train

Mexico's first high-speed intercity rail -- 57 km connecting Greater Mexico City with the State of Mexico in 39 minutes.

Special Economic Zones

Wellbeing Poles (S.E.Z.)

Special economic zones in southeast Mexico designed to attract manufacturing, agro-industry, and foreign direct investment.

Tourism

Tulum International Airport

New international airport on the Riviera Maya to decentralize air traffic in the southeast and drive hotel investment.

Maritime Logistics

Port of Manzanillo Expansion

Mexico's busiest Pacific port expanding to handle the growing volume of transoceanic trade.

Full Tax & Labor Compliance

cifraHQ covers every fiscal and labor obligation in Mexico

From the first CFDI stamp to the last PTU calculation

CFDI 4.0 Carta Porte 3.0 Payment Complement REP 2.0 Payroll CFDI 1.2 CFDI Cancellation (Reasons 01–04) IMSS / SUA INFONAVIT / SISUB Aguinaldo (Christmas Bonus) PTU (Profit Sharing) DIOT ISR / IVA 16% / IEPS Maquiladora / IMMEX SAT Electronic Accounting NIF (Mexican GAAP) IFRS
Mexico
United Mexican States

Our Philosophy

Made in Panama.
For Mexico and the Americas.

A country that feeds the world and assembles its cars also deserves software that understands its scale. Mexico is not a secondary market -- it is the largest Spanish-speaking economy on the planet. cifraHQ was born in Panama to serve exactly that greatness, from the heart of the Americas.

-- The cifraHQ Philosophy

From its first line of code in Panama City, cifraHQ was designed for the fiscal complexity of Latin American economies: multi-regime, multi-branch, multi-currency, real-time timbrado, and native CFDI compliance. It is not an adaptation -- it is a Panamanian platform built from within for Mexico and the Americas.

Native SAT Compliance

CFDI 4.0 and Electronic Accounting

cifraHQ integrates every SAT obligation without patches or external modules

Automatic PAC Timbrado

Direct connection to a SAT-certified PAC for real-time timbrado. CFDI 4.0 with full recipient data (RFC, tax regime, CFDI use, zip code). Cancellation with valid reasons 01, 02, 03, and 04.

Carta Porte 3.0

Native Carta Porte 3.0 complement for road, rail, air, and maritime cargo transportation. Required for all inter-state goods movement in Mexico since 2022.

Electronic Accounting

Automatic XML file generation for monthly SAT submission: Chart of Accounts, Trial Balance, and Ledger Entries in the official required format -- no manual rework.

Complete Payroll

Payroll CFDI stamped with SAT -- everything included

cifraHQ calculates and stamps every payroll receipt with the official Payroll CFDI v1.2 complement, generating IMSS, INFONAVIT, and SUA files in a single integrated workflow. From Aguinaldo to PTU -- no parallel spreadsheets.

View Payroll Module
Payroll CFDI 1.2
Stamped pay stubs with SAT digital seal
IMSS / SUA
Employee & employer social security + SUA files
INFONAVIT
Housing fund contributions and loan amortizations
ISR Withholding
Monthly income tax per official schedule + employment subsidy
Aguinaldo & PTU
Auto-calculated based on days worked
Bank Disbursement
ACH/TEF files for BBVA, Banorte, Santander, Citibanamex

By Industry

Sectors cifraHQ serves in Mexico

From maquiladoras to luxury restaurants, cifraHQ understands your industry

Manufacturing / Automotive
OEM, Tier 1 & 2, BOM, MRP
Maquiladora / IMMEX
Temp inventory, IMMEX operations, exports
Retail & POS
Point of sale, retail chains, e-commerce
Logistics & Carta Porte
Carriers, Carta Porte 3.0 complement
Construction
Projects, estimates, per-project cost
Restaurants & Hotels
Recipe costing, F&B inventory, fast invoicing
Agro-Industry
Batch production, traceability, export
Professional Services
Accounting firms, consulting, agencies

Why cifraHQ?

The advantage Mexican businesses deserve

Not just software -- a partner that understands Mexico's complexity

Multi-Company & Multi-Branch
Manage business groups with multiple RFC identifiers, legal entities, and branches across different tax regimes from a single platform.
Multi-Currency MXN / USD
Automatic DOF exchange rates. Operate in pesos, dollars, or any currency with automatic balance revaluation and foreign exchange gains/losses.
Mexican Banking Integration
Reconciliation and disbursement with BBVA, Banorte, Santander, Citibanamex, HSBC, and Scotiabank. TEF/ACH files ready for payroll and vendor payments.
NIF + IFRS Dual Compliance
Simultaneous reporting under Mexican NIF and IFRS/NIIF for companies with international investors or cross-border operations. Consolidated financials in both frameworks.
100% Cloud -- Always Current
Every SAT update (CFDI, Carta Porte, cancellations) is deployed automatically. No more manual patches or emergency updates before a tax deadline.
Support in Spanish, Always
Bilingual team specialized in Mexican tax complexity. No translations, no offshore call centers -- support that understands the SAT, IMSS, and RFC from experience.
"Made in Panama.
For Mexico and the Americas."
cifraHQ Cloud ERP · The platform Mexico deserves

Ready to take the next step?

Modernize your Mexican business
with the ERP that understands its complexity

CFDI 4.0, Carta Porte, Payroll CFDI, IMSS, INFONAVIT, electronic accounting, multi-company, and multi-currency -- all in a single cloud platform.

Request Free Demo Contact Sales
WhatsApp: +507 6820-4681  ·  +1 (949) 419-4782  ·  +507-209-6996
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Neighboring countries

cifraHQ is available across the Americas. Explore the local-compliance pages for nearby markets.

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