Firm and Happy for the Union · Republic of Peru

Flag of Peru

ERP software made in Panama.
Built with pride for Peru.

SUNAT e-invoicing, electronic payroll, IFRS accounting and complete business management -- engineered for the scale and diversity of the Peruvian market.

SUNAT EsSalud ONP / AFP IFRS / IFRS for SMEs Electronic Payroll PDT 601 OSE / Certified PAC PEN / USD Multi-currency

Peru: South America's most resilient economy

With a GDP of $240 billion USD and 34 million people, Peru is the sixth-largest economy in Latin America and one of the world's most important commodity producers. It is the #2 global silver producer, #2 in copper, #3 in zinc, and the world's leading fishmeal producer.

Lima hosts the densest business cluster in the Andean region. The southern mining corridor (Cusco-Arequipa-Puno), the agro-export hub of La Libertad and Ica, and the Port of Callao logistics center position Peru as the key Pacific Alliance economic connector. With more than 40 trade agreements, Peru has one of Latin America's most open free-trade regimes.

Peru's tax environment demands sophisticated software: electronic payment vouchers validated by OSE, electronic remittance guides, PDT 601 electronic payroll, and the SPOT detraction, perception and retention regimes. cifraHQ was born in Panama to serve all of Latin America -- and Peru is one of its priority markets.

Peru -- Republic of Peru
"A country that holds the world's silver in its mountains, built an empire in the clouds at Machu Picchu, and feeds the ocean with its anchoveta deserves the continent's finest software."

Peru by the numbers

$240B
GDP (USD)
34M
Population
#6
Economy in Latin America
#2
World silver producer
#2
World copper producer
#1
World fishmeal producer
+40
Active trade agreements
25
Administrative regions

Major projects transforming Peru

Jorge Chávez International Airport (Expansion)

New passenger terminal, second runway, capacity expanded to 30 million passengers annually. Lima as South American hub.

Lima Metro Line 2

27.3 km underground, 35 stations, $7B USD investment. Peru's most ambitious urban infrastructure project in history.

Port of Chancay

South America's most advanced deep-water mega-port: 1 million TEU capacity in phase one, operated by COSCO Shipping.

Quellaveco Mine

Anglo American invests $5.5B USD in Moquegua. 300,000 tonnes of copper annually. One of the ten largest copper mines on earth.

Longitudinal Sierra Highway

2,900 km Andean road axis connecting Tumbes to Tacna, integrating the interior's mining and agricultural production regions.

Southern Peru Gas Pipeline

Natural gas infrastructure carrying energy from Camisea fields to southern regions, unlocking Andean industrialization.

Ica & Arequipa Solar Parks

Peru adds 2,000+ MW of solar power in development. Ica and Arequipa become the South American Pacific solar belt.

La Libertad Agro-Export Hub

Blueberries, asparagus, avocado, table grapes. La Libertad leads non-traditional exports. Peru is #2 global blueberry exporter.

Chavimochic III Special Project

Irrigation for 63,000 new hectares in La Libertad. Northern Peru's largest hydraulic project targets $2B in additional exports.

Peruvian tax compliance -- fully covered

SUNAT E-Invoicing / OSE Electronic Remittance Guide Electronic Payroll PDT 601 3rd Category Income Tax Retention SPOT Detractions IGV Perceptions EsSalud -- 9% employer ONP / AFP -- Pensions CTS -- Severance Pay Gratifications July / December Profit Sharing (8%–10%) 4th & 5th Category Income Tax IGV 18% IFRS Full / IFRS for SMEs PLE Electronic Books (SUNAT)
Made in Panama · For the Americas

Panamanian software that understands Peru

cifraHQ was born in Panama at P4 Software -- with the mission to build the definitive ERP for all of Latin America. When we designed the Peruvian module, we studied the OSE/SEE electronic issuer system, the SPOT detraction regime, the AFP/ONP pension system, PLE electronic books and Peru's dual IFRS/local accounting framework.

The result: a system that speaks Peru's fiscal language -- electronic invoicing via OSE, integrated PDT 601 payroll, automatic detractions, PLE electronic books, multi-company, multi-branch and payroll disbursement to Peru's leading banks.

"A country that holds silver in its mountains and built an empire in the clouds also deserves software that understands its greatness. -- The cifraHQ philosophy"
RUC
Native Peruvian tax ID support
OSE
Certified SUNAT electronic issuer
PLE
SUNAT electronic books built-in
IFRS
Dual local + international accounting

SUNAT e-invoicing -- three pillars

OSE / SEE real-time issuance

Invoices, receipts, credit/debit notes and electronic remittance guides validated by an authorized Electronic Service Operator (OSE). Automatic CDR response.

SPOT detractions automatic

Automatic calculation and recording of detractions by good/service type. Integration with Banco de la Nación detraction account. Monthly SUNAT declaration.

PLE electronic books integrated

Automatic generation of Sales Register, Purchase Register and Daily Ledger in PLE SUNAT format. Pre-validation and submission to the SUNAT Portal.

Peruvian payroll -- complete and certified

From EsSalud calculations to bank disbursement, cifraHQ manages all Peruvian payroll without third-party modules.

EsSalud -- Health Insurance

9% employer contribution on insurable remuneration. Monthly declaration integrated with PDT 601.

ONP / AFP -- Pension System

ONP: 13% employee deduction. AFP: commission + contribution + insurance premium. Monthly PDT 601 declaration.

CTS + Gratifications

CTS semi-annual (May/November): 1/12 monthly remuneration. Gratifications July/December: 1 full salary each.

Profit Sharing

8% to 10% by economic activity. Distribution 50% days worked + 50% remuneration. Deadline: 30 days after annual tax return.

Peruvian bank disbursement

Payroll file generation for mass payment at Peru's leading banks:

  • BCP -- Banco de Crédito del Perú
  • BBVA Peru -- mass transfers
  • Scotiabank Peru -- salary payments
  • Interbank -- payroll disbursement
  • Banco de la Nación -- public payments
  • Mibanco -- SME payments
  • Yape / Plin -- digital wallets
  • PDT 601 -- SUNAT electronic payroll

Peruvian industries that trust cifraHQ

Mining & Metals

Mine costing, royalties, MEM reports, concession control and concentrate export.

Fishing & Aquatic Resources

Fishing quotas, vessel control, fishmeal processing, electronic remittance guides.

Agro-Export

Blueberries, asparagus, avocado, grapes. Lot traceability, SENASA, Global G.A.P., FOB export.

Retail & POS

Multi-store, real-time inventory, e-invoice and e-receipt at checkout, SUNAT reporting.

Distribution & Logistics

Electronic remittance guides, fleet control, detractions, shipment tracking.

Restaurants & Tourism

Table POS, recipe control, e-receipt, MINCETUR/Gercetur, inbound tourism compliance.

Manufacturing

Production orders, standard costing, raw material control, quality and waste tracking.

Construction & Real Estate

Project costing, physical-financial progress, subcontracts, contract retentions, CAPECO.

Why cifraHQ for Peru?

SUNAT certified via OSE

Electronic voucher issuance with authorized OSE, online validation and guaranteed off-line contingency.

Multi-company & multi-branch

Manage Peruvian business groups with financial consolidation, intercompany transactions and financial statements per RUC.

Dual IFRS / local accounting

Parallel books under full IFRS, IFRS for SMEs and Peru's General Corporate Accounting Plan (PCGE).

Multi-currency PEN / USD

Operations in soles and dollars, automatic exchange differences, daily SBS exchange rate restatement.

Peruvian bank integrations

BCP, BBVA, Scotiabank, Interbank, Banco de la Nación. Automatic bank statement reconciliation.

Spanish support -- from Panama

Implementation and support team in Spanish, deep knowledge of the SUNAT environment, no intermediaries.

"Made in Panama.
For Peru and the Americas."
-- cifraHQ · P4 Software · Panama City

Ready to modernize your Peruvian business?

Request a personalized demo and discover how cifraHQ can transform your Peruvian company's financial and operational management -- made in Panama, for Peru.

More countries

Neighboring countries

cifraHQ is available across the Americas. Explore the local-compliance pages for nearby markets.