cifraHQ

Expense Approvals That Are Real Controls, Not Rubber Stamps

When approvals live in email threads, they either stall for days or get clicked through without a real look, so your spend policy exists on paper but not in practice. cifraHQ routes each report to the right approver by amount and department, surfaces the policy flags they need to see, and records every decision, so control and speed stop being a trade-off.

cifraHQ
  • For all the Americas
  • Multi-country compliance
  • 100% cloud, mobile-ready
The cost of the status quo

Email Approvals Fail in Both Directions

An approver comes back from three days of meetings to forty threads with "Approve?" in the subject line, so they clear the queue in one scroll without opening a single receipt. The over-limit dinner and the duplicate hotel charge sail through, and the report that genuinely needed a question sits untouched until the employee chases it. Neither outcome is control. One is a bottleneck, the other is a signature with nothing behind it, and both show up the same way in an audit.

Configurable Approval Routing

Define approval workflows based on expense amount, category, department, or any combination. Expenses route automatically to the right approvers.

Employee
Submits Report
Manager
Up to $1,000
Director
$1,001 - $5,000
Finance
Process Payment
Amount Range Required Approval
$0 - $500 Direct Manager
$501 - $1,000 Manager + Department Head
$1,001 - $5,000 Director
$5,001+ CFO / VP Finance

Workflow Capabilities

Flexible workflow configuration that adapts to your organizational structure and policies.

Multi-Level Approval

Configure sequential or parallel approval chains with unlimited levels. Each level can have its own threshold and approver rules.

Amount-Based Routing

Routine spend clears fast at the manager level while the transactions that carry real risk land on a director or CFO's desk. Senior reviewers stop drowning in $12 receipts and start seeing the ones that matter.

Approval Delegation

Managers delegate approval authority during vacations or absences. Temporary delegates receive notifications and full approval rights.

Mobile Approval

Review and approve expenses from anywhere. Push notifications alert approvers immediately when reports need attention.

Escalation Rules

When an approver is out or simply slow, the report moves on its own after a set time instead of dying in an inbox. Employees are not held hostage by one person's vacation calendar.

Complete Audit Trail

When an auditor asks who authorized a payment and on what basis, the answer is one click, not a week of forwarding old email. Every submission, approval, rejection, and comment is timestamped to a named user.

Approve Expenses Anywhere

Managers don't need to be at their desk to approve expenses. The cifraHQ mobile interface lets you review expense details, view receipts, and approve or reject with a single tap.

Approver Actions
Approve Reject Return for Changes
  • Push notifications for new approvals
  • View attached receipts inline
  • Add comments before approving
  • Batch approve multiple reports
Pending Approvals
Sales Trip - Bogotá

Maria Rodriguez • 4 expenses

$796.25 Pending
Client Entertainment

Carlos Mendez • 2 expenses

$245.00 Pending

How to Configure Approval Workflows

Set up approval workflows that match your organization's policies in a few simple steps.

1

Define Approval Levels

Create approval levels (Manager, Director, CFO) with their respective amount thresholds and who holds each role.

2

Set Routing Rules

Configure how expenses route - by department, expense category, project, or custom criteria. Rules can combine multiple conditions.

3

Configure Escalation

Set time limits for each approval level. If exceeded, the expense automatically escalates to the next level or sends reminders.

4

Set Up Notifications

Configure email and push notification preferences for each role - when to notify, reminder frequency, and escalation alerts.

Connected to Expense Management

Approval workflows integrate with the complete expense management process.

Expense Reports
Receipt Verification
Policy Checking
GL Integration
Reimbursement
Audit Reports

Policy Enforcement at Approval

Approvers see policy violations highlighted at approval time:

  • Over-limit expenses flagged in red
  • Missing receipts highlighted
  • Non-compliant categories marked
  • Duplicate expense detection
  • Expense aging warnings

Streamline Expense Approvals

Configure approval workflows that match your policies. Give managers mobile tools to approve quickly. Maintain complete audit trails for compliance.