"Peace and Justice"
Native IRD compliance · VAT 15% · NIS · XCD/USD payroll · IFRS · Made in Panama
The Gem of the Antilles
Saint Vincent and the Grenadines is an archipelago of 32 islands and islets, with an economy based on luxury yachting tourism, banana and seafood agribusiness, and an emerging financial services sector. Kingstown, the capital on the main island of Saint Vincent, is the administrative and commercial center, while the Grenadines -- especially Bequia, Mustique, and Canouan -- are exclusive yacht and resort destinations frequented by royalty and international celebrities.
With 110,000 inhabitants and a strategic location between the Windward and Leeward Islands of the Eastern Caribbean, SVG is a founding member of OECS and CARICOM. The archipelago is famous for its black volcanic sand beaches on Saint Vincent and the turquoise waters of the Grenadines -- one of the world's best sailing destinations.
cifraHQ accompanies Saint Vincent and the Grenadines in its growth: from marinas and yacht charters to agribusiness, distribution, and offshore financial services -- all with native IRD compliance and the regional XCD currency.
National Development
An archipelago in expansion -- cifraHQ serves the companies participating in this growth.
SVG's first international airport, opened in 2017. Key connector for direct tourism from North America and Europe.
Expansion of the luxury marina and resort in Canouan for mega-yachts and high-value tourism.
Expansion and modernization of the main port for cruises, cargo, and inter-island ferries.
Expansion of luxury villas, yacht charters, and eco-resorts on the most exclusive islands in the Caribbean.
Solar panels and batteries installation in remote Grenadines islands to reduce imported diesel.
Fairtrade banana and Caribbean lobster export to European and North American markets.
International financial sector development with IBCs, funds, and insurance under OECS regulation.
Diving, whale watching, and sport fishing in one of the Caribbean's most pristine marine ecosystems.
Road improvement connecting communities with Kingstown and the international airport.
Tax & Labor Compliance
Our Philosophy
cifraHQ was born in Panama -- the crossroads of the Americas -- with the conviction that every nation in the hemisphere deserves an ERP that understands its language, its laws, and its scale. Saint Vincent and the Grenadines, an archipelago of singular beauty, enjoys sustained growth in luxury nautical tourism, agribusiness, and services -- with growing demand for financial systems that comply with the IRD and XCD simultaneously.
We built cifraHQ so that a marina in Bequia, a lobster exporter in Kingstown, or a yacht charter company in Mustique can manage their finances with the precision the Inland Revenue Division demands.
"An archipelago that sails the world also deserves software that understands its complexity. -- The cifraHQ philosophy"
Designed at the hub of the Americas, with regional DNA and local compliance for every country where we operate.
From mega-yacht marinas to Fairtrade banana exporters -- cifraHQ handles SVG's key economic sectors.
The Eastern Caribbean Dollar (XCD, fixed 2.7:1 USD) managed natively -- no manual conversions needed.
IRD Compliance
Automatic invoice generation with 15% VAT, periodic VAT Returns, and IRD reconciliation.
Corporate tax calculation, source withholdings, and annual IRD settlements.
Full IFRS financial statements: Balance Sheet, P&L, Cash Flow -- ready for international auditors and banks.
SVG Payroll
From NIS to personal income tax, cifraHQ calculates, withholds, and reports every component of SVG payroll -- in XCD or USD depending on the employee's contract.
Sectors
Marinas, yacht charters, mega-yachts in the Grenadines
Luxury resorts, villas, ecolodges on the islands
Fairtrade banana, lobster, tropical products
Shops in Kingstown and coastal communities
IBCs, funds, insurance, and international services
Hotel, marina, and infrastructure projects
Diving, whale watching, and seafood export
Legal, accounting firms, and consulting
Why cifraHQ?
The Eastern Caribbean Dollar managed natively, fixed 2.7:1 USD rate, reports in both currencies.
VAT 15%, Corporation Tax 30%, Withholding Tax, NIS -- all per IRD standards.
Perfect for operators with entities on Saint Vincent, Bequia, Mustique, Canouan, and the Grenadines.
Financial statements for international investors and banks financing nautical tourism projects.
Bank of SVG, RBTT, First Citizens -- bank disbursement files for payroll and supplier payments.
Bilingual support team from Panama -- ready for the needs of the English-speaking Caribbean.
cifraHQ ERP in St. Vincent and the Grenadines
Made in Panama · IRD Compliance · Native XCD/USD · IFRS
Get Started Today
Request a personalized demo and discover how cifraHQ can transform your company's financial management in Saint Vincent and the Grenadines.
cifraHQ is available across the Americas. Explore the local-compliance pages for nearby markets.
