Flag of Dominica

"Après Bondie, C'est La Ter" -- After God, is the Earth

ERP software built for the Americas.
Crafted with pride for Dominica.

Native IRD compliance · VAT 15% · DSS · XCD/USD Payroll · IFRS · Made in Panama

Endorsed by: IRD (Inland Revenue Division) VAT 15% DSS (Social Security) Income Tax 35% IFRS XCD / USD Withholding Tax OECS / CARICOM

The Nature Isle of the Caribbean

Dominica: the greenest island in the Caribbean with the purest ecosystem in the hemisphere

Dominica -- the Commonwealth of Dominica -- is known worldwide as the "Nature Isle" of the Caribbean: the most mountainous and verdant landmass of the Lesser Antilles, with 365 rivers (one for every day of the year), the Boiling Lake (the world's second largest), volcanic hot springs, and the Morne Trois Pitons National Park, a UNESCO World Heritage Site. With just 72,000 inhabitants, this 750 km² nation has preserved its virgin nature unlike any other island in the Caribbean.

Roseau, the capital, blends colonial Creole architecture with a resilient modernity -- rebuilt stronger following the devastating Hurricane Maria in 2017. Dominica harbours the ambition of becoming the world's first nation powered 100% by geothermal energy, harnessing the volcanic power beneath Morne Watt.

cifraHQ stands beside Dominica on its journey: from eco-lodges and CBI services to distributors, builders and adventure tourism companies -- all with native IRD and DSS compliance in XCD.

$0.7B
GDP (USD)
72K
Population
365
Rivers -- one for every day of the year
VAT 15%
Standard rate
UNESCO
Morne Trois Pitons -- World Heritage Site
OECS
Organisation of Eastern Caribbean States
XCD
Eastern Caribbean Dollar (fixed 2.7:1 USD)
#1
Goal: world's first geothermal-powered nation

National Development

The projects driving Dominica's future

A resilient nation building its future on nature -- cifraHQ serves the businesses that make it happen.

Wotten Waven Geothermal Project

Geothermal energy development at Morne Watt -- the ambition to make Dominica the world's first 100% geothermal nation and export power to Martinique and Guadeloupe.

Citizenship by Nature (CBI)

The Caribbean's most eco-focused Citizenship by Investment programme -- funds directed towards sustainable infrastructure and climate resilience.

Douglas-Charles International Airport

Expansion and modernisation of Dominica's airport for direct international flights and improved regional connectivity.

Post-Hurricane Maria Reconstruction

National climate resilience plan -- rebuilding infrastructure, housing and ports to higher standards following the 2017 devastation.

Morne Trois Pitons UNESCO Heritage

Sustainable development of the World Heritage national park -- trekking, biodiversity and world-class ecotourism.

Scott's Head/Soufrière Marine Reserve

One of the Caribbean's finest marine reserves -- diving, whale watching and sustainable fishing as pillars of marine ecotourism.

Roseau Port & Waterfront

Modernisation of Roseau port and waterfront revitalisation -- greater cruise and regional ferry traffic.

Ross University School of Medicine

One of the largest medical universities in the Western Hemisphere -- a major employer and economic driver in Dominica.

Eco-Lodges & Adventure Tourism

Ecotourism infrastructure -- jungle lodges, rafting, canopy and high-altitude trails on Dominica's volcanoes.

Tax & Labour Compliance

All Dominica compliance, built in

IRD (Inland Revenue Division) VAT 15% Income Tax 35% Corporation Tax 25% Withholding Tax DSS (Dominica Social Security) Employer DSS 7.5% Employee DSS 5% Annual Vacation 14 days Maternity Leave 13 weeks OECS / CARICOM XCD -- Eastern Caribbean Dollar

Our Philosophy

Made in Panama.
For Dominica and the Americas.

cifraHQ was born in Panama -- the crossroads of the Americas -- with the conviction that every nation in the hemisphere deserves an ERP that understands its language, its laws, and its scale. Dominica, the greenest and most pristine island in the Caribbean, is at a moment of transformation: post-Maria reconstruction, geothermal energy, world-class ecotourism, and a CBI programme attracting international capital -- all demanding financial systems that simultaneously comply with the IRD and DSS.

We built cifraHQ so an eco-lodge near Morne Trois Pitons, a CBI firm in Roseau, or a Portsmouth distributor can manage their finances with the precision demanded by the Inland Revenue Division -- in XCD, in USD, or in both currencies.

"The greenest island in the Caribbean also deserves the cleanest ERP for its finances. -- The cifraHQ philosophy"
Made in Panama

Designed at the hub of the Americas, with regional DNA and local compliance for every country where we operate.

Ready for ecotourism and CBI sectors

From jungle eco-lodges to CBI real estate developments -- cifraHQ handles Dominica's key sectors.

XCD/USD native -- OECS currency

The Eastern Caribbean Dollar (XCD, fixed 2.7:1 USD) managed natively -- no manual conversions.

IRD / DSS Compliance

cifraHQ's tax pillars for Dominica

VAT 15% -- Invoicing & Reporting

Automatic invoice generation with VAT 15%, periodic VAT Returns and reconciliation with the Inland Revenue Division.

Corporation Tax 25% + Withholding

Corporate tax calculation at 25%, source withholdings and annual settlements with the IRD.

DSS -- Automated Social Security

Automatic DSS calculation employee 5% + employer 7.5%, monthly reports and remittances to Dominica Social Security.

Dominica Payroll

Complete payroll for Dominica

From DSS to personal income tax, cifraHQ calculates, withholds and reports every component of Dominica payroll -- in XCD or USD depending on the employee's contract.

DSS employee 5% -- Dominica Social Security contribution
DSS employer 7.5% -- employer DSS contribution
Income Tax -- progressive bands up to 35% (EC$30,000 personal allowance)
Annual vacation -- 14 days minimum by labour law
Maternity leave -- 13 weeks with DSS support
Severance Pay -- calculated by years of service under the Labour Standards Act
XCD/USD payroll -- dual currency support for international employees
Bank disbursement -- files for National Bank of Dominica, FirstCaribbean, Scotiabank
DSS
Dominica Social Security -- employee 5% + employer 7.5%
35%
Income Tax max + Corporation Tax 25%
XCD 2.7:1
Fixed exchange rate Eastern Caribbean Dollar / USD
VAT 15%
Standard VAT rate Dominica

Sectors

Industries cifraHQ serves in Dominica

Ecotourism & Adventure

Eco-lodges, volcanic trekking, Boiling Lake

Citizenship by Nature (CBI)

Eco-sustainable CBI developments and investments

Agriculture & Agro-exports

Bananas, cocoa, bay oil, organic products

Hospitality & Hotels

Boutique hotels, resorts and nature lodges

Construction

Post-Maria rebuild, CBI projects and infrastructure

Fishing & Water Sports

Diving, whale watching, artisanal fishing

Retail & Distribution

Commerce in Roseau and Portsmouth

Professional Services

Legal firms, accountants and CBI consultancy

Why cifraHQ?

The ERP platform built for Dominica

XCD/USD native -- OECS currency

The Eastern Caribbean Dollar managed natively, fixed exchange rate 2.7:1 USD, reports in both currencies.

Full IRD/DSS compliance

VAT 15%, Corporation Tax 25%, Withholding Tax, DSS -- all calculated and reported to Dominica standards.

Multi-company and multi-project

Perfect for groups with CBI projects, eco-lodges and professional services under one platform.

IFRS and international reporting

IFRS financial statements for CBI investors, international banks and global tourism chain auditors.

Regional banking integrations

National Bank of Dominica, FirstCaribbean, Scotiabank -- bank disbursement files for payroll and suppliers.

Regional support in English & Spanish

Bilingual support team from Panama -- ready for the needs of the English-speaking Caribbean.

Frequently Asked Questions

cifraHQ ERP in Dominica

Yes. cifraHQ supports ABST 15% (ECCU), filings to the Inland Revenue Division of Dominica, Social Security, and full payroll in Eastern Caribbean dollars (XCD).

ABST 15%, Income Tax, Social Security employer/employee, payroll with annual leave and sick leave per Dominica's Labour Code, XCD/USD multi-currency, and IFRS for ecotourism and export companies.

Yes. cifraHQ includes project accounting, multi-entity management, and IFRS reporting -- essential modules for the investment funds and holding structures linked to Dominica's Citizenship by Investment (CBI) program.

"Built for the Americas. Made for Dominica."

Made in Panama · IRD/DSS Compliance · Native XCD/USD · IFRS

Get Started Today

Ready to take your Dominica business to the next level?

Request a personalised demo and discover how cifraHQ can transform financial management for your business in Dominica.

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Neighboring countries

cifraHQ is available across the Americas. Explore the local-compliance pages for nearby markets.