Flag of Antigua and Barbuda

"Each Endeavouring, All Achieving"

ERP software built for the Americas.
Crafted with pride for Antigua and Barbuda.

Native IRD compliance · VAT 15% · ABSS · XCD/USD payroll · IFRS · Made in Panama

Endorsed by: IRD (Inland Revenue Dept.) VAT 15% ABSS (Social Security) Income Tax 25% IFRS XCD / USD Withholding Tax OECS / CARICOM

The Caribbean's Yachting Capital

Antigua and Barbuda: the Caribbean's yachting and luxury tourism capital

Antigua and Barbuda is famous for its 365 beaches -- one for every day of the year -- and for being the world's yachting capital of the Caribbean. St. John's, the capital, hosts Antigua Sailing Week, one of the most prestigious nautical festivals in the Atlantic, attracting thousands of yachts and high-end tourists each year. With 100,000 inhabitants, this small Eastern Caribbean state has built one of the most sophisticated economies in the OECS.

English Harbour and Nelson's Dockyard -- a UNESCO World Heritage Site -- are the historic and nautical heart of the island. Antigua is also an offshore financial services hub, with a favorable regulatory framework for IBCs and international funds, and hosts major regional telecommunications and medical services operations.

cifraHQ accompanies Antigua and Barbuda in its continued growth: from luxury marinas and resorts to charter operators, distributors, and offshore financial firms -- all with native IRD, ABSS, and XCD compliance.

$1.9B
GDP (USD)
100K
Population
365
Beaches -- one for every day of the year
VAT 15%
Standard VAT rate
OECS
Organisation of Eastern Caribbean States
CARICOM
Full member
XCD
Eastern Caribbean Dollar (fixed 2.7:1 USD)
UNESCO
Nelson's Dockyard -- World Heritage Site

National Development

The projects driving Antigua and Barbuda's future

A nation in expansion -- cifraHQ serves the companies participating in this growth.

Antigua Sailing Week (nautical infrastructure)

Expansion of marinas, docks, and support services for the Caribbean's most prestigious nautical festival.

Dickenson Bay Tourism Corridor

Expansion of resorts, spas, and luxury tourism facilities on Antigua's most popular beach.

V.C. Bird International Airport

Modernization and expansion for greater connectivity with Europe, North America, and the Caribbean.

Nelson's Dockyard -- Heritage Marina

Renovation and expansion of the UNESCO Heritage dockyard as a cultural, tourism, and nautical center.

Renewable Energy Plan 2030

Rooftop solar and photovoltaic panel installation across Antigua and Barbuda.

Offshore Zone & Financial Services

International financial hub with IBCs, funds, insurance, and offshore banking under OECS regulation.

St. John's Cruise Port

Cruise port expansion to receive more ships and increase tourism throughput.

Regional Telecommunications Hub

Antigua as a center for telecommunications and digital connectivity for the Eastern Caribbean.

Barbuda Fishing & Ecotourism

Ecotourism and artisanal fishing development on sister island Barbuda (post-Hurricane Irma recovery).

Tax & Labor Compliance

All of Antigua and Barbuda's compliance, built in

IRD (Inland Revenue Dept.) VAT 15% Income Tax 25% Corporation Tax 25% Withholding Tax ABSS (Antigua & Barbuda Social Security) Employer ABSS 8.5% Employee ABSS 6.5% Annual Vacation 12 days Maternity Leave 13 weeks OECS / CARICOM XCD -- Eastern Caribbean Dollar

Our Philosophy

Made in Panama.
For Antigua and the Americas.

cifraHQ was born in Panama -- the crossroads of the Americas -- with the conviction that every nation in the hemisphere deserves an ERP that understands its language, its laws, and its scale. Antigua and Barbuda, the Caribbean's yachting capital, enjoys sustained growth in luxury tourism, financial services, and hospitality -- with growing demand for financial systems that comply simultaneously with the IRD, ABSS, and XCD.

We built cifraHQ so that a marina in English Harbour, a resort in Dickenson Bay, or an offshore financial firm in St. John's can manage their finances with the precision the Inland Revenue Department demands.

"A nation of 365 beaches also deserves software that understands its financial complexity. -- The cifraHQ philosophy"
Made in Panama

Designed at the hub of the Americas, with regional DNA and local compliance for every country where we operate.

Ready for yachting and luxury tourism

From mega-yacht marinas to luxury resorts -- cifraHQ handles Antigua and Barbuda's key economic sectors.

Native XCD/USD -- OECS currency

The Eastern Caribbean Dollar (XCD, fixed 2.7:1 USD) managed natively -- no manual conversions needed.

IRD / ABSS Compliance

cifraHQ's tax pillars for Antigua and Barbuda

VAT 15% -- Invoicing & Returns

Automatic invoice generation with 15% VAT, periodic VAT Returns, and IRD reconciliation.

Corporation Tax 25% + Withholding

Corporate tax calculation, source withholdings, and annual IRD settlements.

ABSS -- Automatic Social Security

Automatic ABSS calculation employee 6.5% + employer 8.5%, monthly reports and remittances.

Antigua and Barbuda Payroll

Complete payroll for Antigua and Barbuda

From ABSS to personal income tax, cifraHQ calculates, withholds, and reports every component of Antigua and Barbuda payroll -- in XCD or USD depending on the employee's contract.

Employee ABSS 6.5% -- Antigua & Barbuda Social Security contribution
Employer ABSS 8.5% -- employer ABSS contribution
Income Tax 25% (on taxable income, with personal deductions)
Annual Leave -- 12 days minimum by law
Maternity Leave -- 13 weeks with ABSS support
Severance Pay -- calculation by years of service per Labour Code
XCD/USD payroll -- dual currency support for international employees
Bank disbursement -- files for ACB, RBTT, FirstCaribbean
ABSS
Antigua & Barbuda Social Security -- employee 6.5% + employer 8.5%
25%
Income Tax + Corporation Tax
XCD 2.7:1
Eastern Caribbean Dollar / USD fixed rate
VAT 15%
Antigua and Barbuda's standard VAT rate

Sectors

Industries cifraHQ serves in Antigua and Barbuda

Yachting & Nautical

Marinas, charters, mega-yachts in English Harbour

Hospitality & Tourism

Resorts, villas, spas, and luxury tourism

Offshore Financial Services

IBCs, funds, insurance, and international banking

Retail & Distribution

Shops in St. John's and tourist areas

Telecommunications & Tech

Regional telecom hub and BPO services

Construction

Hotel, marina, and infrastructure projects

Fishing & Ecotourism

Diving, water sports, and export fishing

Professional Services

Legal, accounting firms, and consulting

Why cifraHQ?

The ERP platform built for Antigua and Barbuda

Native XCD/USD -- OECS currency

The Eastern Caribbean Dollar managed natively, fixed 2.7:1 USD rate, reports in both currencies.

Full IRD/ABSS compliance

VAT 15%, Corporation Tax 25%, Withholding Tax, ABSS -- all per Antigua and Barbuda standards.

Multi-company & multi-property

Perfect for hotel groups, nautical chains, and conglomerates with multiple legal entities.

IFRS & international reporting

Financial statements for international investors, banks, and global hotel chain auditors.

Regional banking integrations

ACB, RBTT, FirstCaribbean -- bank disbursement files for payroll and supplier payments.

Bilingual support (English/Spanish)

Bilingual support team from Panama -- ready for the needs of the English-speaking Caribbean.

Frequently Asked Questions

cifraHQ ERP in Antigua and Barbuda

Yes. cifraHQ supports ABST 15% (Antigua and Barbuda Sales Tax), filings to the Inland Revenue Department (IRD), and full payroll compliance with the National Insurance Scheme (NIS) in Eastern Caribbean dollars (XCD).

ABST 15%, Withholding Tax, Corporate Tax, NIS employer/employee contributions, payroll in XCD, and IFRS financial reporting for filings to the ABST Commissioner and Antigua's IRD.

A typical implementation takes 3 to 8 weeks through our Caribbean certified partners. Go-live includes ABST configuration, NIS payroll setup, and historical data migration.

"Built for the Americas. Made for Antigua and Barbuda."

Made in Panama · IRD/ABSS Compliance · Native XCD/USD · IFRS

Get Started Today

Ready to take your Antigua and Barbuda business to the next level?

Request a personalized demo and discover how cifraHQ can transform your company's financial management in Antigua and Barbuda.

More countries

Neighboring countries

cifraHQ is available across the Americas. Explore the local-compliance pages for nearby markets.