In Unity and Freedom · Argentine Republic

Flag of Argentina

ERP software made in Panama.
Built with pride for Argentina.

AFIP e-invoicing, payroll settlement, IFRS and complete business management -- engineered for the fiscal complexity and scale of the Argentine economy.

AFIP / ARCA ANSES Obras Sociales IFRS / RT FACPCE AFIP Electronic Vouchers ARS / USD Multi-currency

Argentina: Latin America's third-largest economy

With a GDP of $630 billion USD and 46 million people, Argentina is the third-largest economy in Latin America and one of the world's greatest productive powerhouses. It is the #3 global soybean exporter, the world's leading Malbec wine producer, the second-largest beef exporter in South America, and home to Vaca Muerta -- the second-largest unconventional gas field on the planet.

Argentina's tech ecosystem is the most developed in the region: Buenos Aires has more tech unicorns per capita than any other city in Latin America. MercadoLibre, Globant, OLX, Despegar, Ualá and dozens of world-class fintechs emerged from Argentine talent. The Argentine software industry exports over $3B USD annually.

Argentina's tax environment is among the most complex on the continent: gross income withholdings/perceptions by province, SIFERE, SICORE, payroll settlement with collective bargaining agreements and inflation-adjusted accounting. cifraHQ was born in Panama and designed its Argentine module to handle this unique complexity.

Argentina -- Argentine Republic
"A country that produces the world's most awarded Malbec, the Americas' most legendary asado, and the continent's most talented software engineers deserves the hemisphere's finest ERP."

Argentina by the numbers

$630B
GDP (USD)
46M
Population
#3
Economy in Latin America
#3
Global soybean exporter
#2
World unconventional gas reserves
$3B+
Annual software exports
23
Provinces + CABA
+12
Tech unicorns

Major projects transforming Argentina

Vaca Muerta -- Unconventional Oil & Gas

Neuquén's formation holds the world's second-largest gas reserves. YPF, Shell, TotalEnergies and Pan American Energy invest >$10B USD.

NOA Lithium -- Argentine Puna

Jujuy, Salta and Catamarca hold 30% of global lithium reserves. Argentina joins Chile and Bolivia in the lithium triangle.

Roca Train -- Modernization

Full overhaul of AMBA's longest commuter line with electric trains and expanded southern metropolitan rail network.

Buenos Aires Port -- Modernization

Dredging of the Río de la Plata southern access and port expansion project a 40% increase in container capacity.

Patagonian Wind Parks

Patagonia has the world's best wind resources. Argentina adds 4,000+ MW in wind parks with private and federal investment.

Technology Districts -- Buenos Aires

Buenos Aires consolidates the largest tech ecosystem in LATAM. Palermo, Parque Patricios and Núñez lead startup and fintech growth.

AgTech -- Smart Pampas

Argentina leads agricultural technology adoption in the global south. Drones, IoT and big data transform 34M hectares of farmland.

INVAP -- Nuclear & Space Technology

Argentina exports nuclear reactors and satellites worldwide. CONAE and CNEA place the country among the 10 with sovereign space capability.

Mendoza Wine District

Mendoza produces 70% of Argentine wine. Malbec wine exports exceed $800M USD annually reaching 120+ world markets.

Argentine tax compliance -- fully covered

AFIP / ARCA E-Invoicing Voucher Types A / B / C / M / E VAT 21% / 10.5% / Exempt SICORE Withholdings Gross Income SIFERE (24 provinces) Provincial perceptions Payroll settlement + CBA SIPA / Pension + Social Insurance F931 -- Monthly AFIP declaration 4th Category Income Tax SAC -- Semi-annual bonus Vacation + Leave entitlements IFRS / RT FACPCE Inflation-adjusted accounting
Made in Panama · For the Americas

Panamanian software that understands Argentina

cifraHQ was born in Panama at P4 Software -- with the vision of building the definitive ERP for all of Latin America. The Argentine module was designed to handle the unique complexity of Argentina's tax system: AFIP vouchers by type (A/B/C/M/E), provincial perceptions and withholdings, multilateral gross income, payroll settlement with collective bargaining agreements and inflation-adjusted accounting.

The result: a system that speaks Argentina's fiscal language -- native AFIP vouchers, automatic F931, SIFERE by province, payroll with union scales, multi-currency ARS/USD with inflation accounting and payroll disbursement to Argentina's leading banks.

"A country that invented Malbec, dulce de leche and the first color cartoons in the world also deserves the continent's most sophisticated software. -- The cifraHQ philosophy"
CUIT
Unique Tax Identification Key
AFIP
Native electronic vouchers
IFRS
Accounting + inflation adjustment
F931
Automatic monthly declaration

AFIP e-invoicing -- three pillars

AFIP / ARCA vouchers -- all types

Invoice A/B/C/M/E, debit and credit notes, receipts. Real-time CAE authorization. AFIP webservice integration with automatic contingency fallback.

Gross Income SIFERE -- multi-province

Perceptions and withholdings for all 24 provinces. Integrated SIFERE web. Differential rates by activity and jurisdiction updated automatically.

Inflation accounting (RT 6/17)

Financial statement restatement per RT 6 and RT 17 FACPCE. Comprehensive inflation adjustment for monthly and annual closes. IFRS compatible.

Argentine payroll -- complete and certified

From SIPA calculations to bank disbursement, cifraHQ manages all Argentine payroll settlement without third-party modules.

SIPA -- Integrated Pension System

Employee contribution 11% + employer contribution 23% on gross remuneration. Automatic F931. Monthly AFIP/ARCA declaration.

Social Insurance + ANSSAL

Employee contribution 3% + employer 6%. Union social insurance per CBA. OSDE, Galeno, Swiss Medical integrated.

SAC -- Annual Bonus

Bonus: 50% of best monthly salary in June and December. Pro-rated calculation for hires/departures. Early payment option available.

CBA -- Collective Bargaining Agreements

1,200+ CBAs available: UOCRA, SMATA, Commerce, Banking, Gastronomy. Automatic salary scale updates per union negotiation.

Argentine bank disbursement

File generation for salary crediting at Argentina's leading banks:

  • Banco Nación -- CBU crediting
  • Santander Argentina -- payroll
  • Galicia -- mass transfers
  • BBVA Argentina -- employee payments
  • HSBC Argentina -- payroll disbursement
  • ICBC / Brubank -- digital payments
  • Mercado Pago / Ualá -- wallets
  • F931 -- AFIP/ARCA monthly declaration

Argentine industries that trust cifraHQ

Agro & Grains

Soy, corn, wheat. Barter contracts, forward settlement, SIM, DJVE, ROE grain exports.

Oil & Gas

Vaca Muerta, per-well costing, provincial royalties, ENARGAS/ENARSA reporting.

Software & Technology

Project billing, IT CBAs, service exports, software promotion regimes.

Retail & POS

Multi-location, inventory, A/B e-invoice, credit card integration Lapos/Prisma.

Manufacturing

Production orders, costing, inflation-adjusted inventory, industrial assortments.

Viticulture & Wine

Harvest, aging, dosing, Malbec/Torrontés export, INV (National Viticulture Institute).

Construction

Project costing, UOCRA, construction certificates, contract retentions, IERIC.

Gastronomy & Tourism

Restaurant POS, gastronomy CBA, B consumer invoice, FEHGRA, inbound tourism.

Why cifraHQ for Argentina?

AFIP / ARCA certified

AFIP webservice for real-time CAE. All voucher types A/B/C/M/E. Contingency and automatic recovery.

Multi-company & multi-province

Argentine business groups, financial consolidation, gross income by province, intercompany and financials per CUIT.

Inflation-adjusted accounting RT

RT 6/RT 17 FACPCE inflation adjustment. Automatic non-monetary asset restatement. IFRS-compatible with INDEC indices.

Multi-currency ARS / USD

FX position management, BNA/MEP/CCL exchange rates, automatic exchange differences and multiple exchange rate management.

Argentine bank integrations

Banco Nación, Santander, Galicia, BBVA, HSBC. Mass CBU crediting and automatic statement reconciliation.

Spanish support -- from Panama

Team in Spanish with deep knowledge of the AFIP, SIFERE, SICORE system and Argentine labor regulations.

"Made in Panama.
For Argentina and the Americas."
-- cifraHQ · P4 Software · Panama City

Ready to modernize your Argentine business?

Request a personalized demo and discover how cifraHQ can transform your Argentine company's financial and operational management -- made in Panama, for Argentina.

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Neighboring countries

cifraHQ is available across the Americas. Explore the local-compliance pages for nearby markets.