Does cifraHQ comply with DGI Uruguay?

Yes. cifraHQ natively issues CFE (Comprobante Fiscal Electrónico), handles VAT 22%, IRAE 25%, and all current DGI requirements.

Does it handle BPS and AFAP in Uruguay?

Yes. cifraHQ calculates BPS (employer + employee), AFAP 15%, FONASA and generates payroll disbursement files for Uruguayan banks.

Made in Panama · For the Americas

Por la Patria, el Hogar y el Honor · Oriental Republic of Uruguay

ERP software built
for the Americas.
Crafted with pride for Uruguay.

DGI · CFE Electronic Invoicing · VAT 22% · IRAE 25% · BPS · FONASA · AFAP.
Complete business management for Latin America's most transparent economy.

Request Free Demo Talk to an Expert

Uruguay: The Switzerland of the Americas

Uruguay is recognized as the most transparent, secure and stable economy in Latin America. With a GDP of US$77 billion and 3.5 million inhabitants, it leads the continent in literacy, rule of law, press freedom, and democratic quality. Its agro-export model, powered by technology and renewable energy, positions the country as a hub for investment and high-value services.

The Zonamerica Free Zone, Montevideo's technology parks, and the thriving pulp-wood industry (UPM2) make Uruguay a magnet for multinational corporations. The Central Railway and the Port of Montevideo are reshaping Southern Cone logistics chains, while wind and solar generation surpasses 97% of national electricity -- the highest percentage in Latin America.

To manage this sophisticated business environment -- with obligations to DGI, BPS, AFAP and the new CFE electronic ecosystem -- companies in Uruguay need an ERP that understands every rule, every deadline, and every currency. cifraHQ was born in Panama to serve the entire region and now brings that precision to Uruguay.

Megaprojects Transforming Uruguay

UPM2 Plant -- Paso de los Toros

Uruguay's largest private investment: US$3B, 2.1M tons of pulp/year, transforming Tacuarembó.

Central Railway

270 km of renewed track connecting the interior with the Port of Montevideo; 12M tons of agricultural and industrial cargo.

Cuenca del Plata Terminal -- Montevideo

Port expansion with Super Post-Panamax cranes; key logistics hub for the Southern Cone.

Valentines Wind Farm

Distributed wind generation consolidating Uruguay's 97% renewable energy matrix -- a global model.

Zonamerica 2.0 -- Free Zone Expansion

500+ companies, 12,000 jobs; expansion with data centers, financial services and technology.

Green Hydrogen Plan

Uruguay as global green H₂ exporter; US$1.5B investment in electrolyzers and logistics.

Data Centers -- Montevideo Hub

Equinix, Google and AWS choose Uruguay for 100% renewable energy, legal stability and submarine connectivity.

Pharmaceutical Industry -- Montevideo

Uruguay exports medicines and active ingredients to 50+ countries; growing bioeconomy cluster.

Sustainable Agribusiness

Traceable beef, dairy, soy and blueberries; Uruguay exports US$10B in agricultural products with certified carbon footprint.

Native DGI Compliance

cifraHQ incorporates every current tax and labor obligation in Uruguay, without third-party integrations.

CFE E-Invoice DGI Certified VAT 22% / 10% IRAE 25% IRPF IRNR BPS Employer + Employee FONASA AFAP 15% + 1% Christmas Bonus Annual Leave Holiday Pay IFRS / NIIF Multi-currency UYU/USD

Origin · Panama

Born in Panama.
Built for the Americas.

cifraHQ was created in Panama -- the logistical and financial heart of the hemisphere -- with the mission of delivering world-class ERP software to every economy in the region. Uruguay, with its culture of transparency and precision, deserves exactly that level of rigor in its business management.

Multi-company, multi-currency UYU/USD, full IFRS, and Uruguayan banking integration (BROU, Itaú, Santander, BBVA, Scotiabank) -- all built in from day one.

"A country that exports certified beef to the world and generates electricity from the wind also deserves software that understands its precision. -- The cifraHQ philosophy"

Three DGI Pillars for Uruguay

CFE -- Electronic Tax Receipt

Native issuance of e-Invoices, e-Delivery Notes, e-Tickets and e-Receipts per current DGI resolutions.

VAT 22/10% · IRAE 25% · IRPF / IRNR

Automatic settlement of all DGI taxes with BPS sworn statements and periodic filing files.

IFRS Accounting Uruguay

Financial statements under full IFRS and IFRS for SMEs; inflation adjustment and multi-currency UYU/USD conversion.

Uruguay Payroll -- BPS · FONASA · AFAP

Precise calculation of every labor concept with file generation for Uruguayan banks.

BPS employer 7.5% and employee 18.125% (includes FONASA)

AFAP 15% individual savings + 1% SURA/Unión Capital/Integración/República

IRPF monthly withholding by brackets per current DGI table

Christmas Bonus -- half salary June + half salary December

Paid annual leave + Holiday Pay (100% of daily wage)

FONASA: 3% employee + employer supplement for ASSE/mutualista coverage

Disbursement files: BROU, Itaú Uruguay, Santander, BBVA, Scotiabank

Collective agreements by sector (SUNCA, FOICA, FANCAP, etc.)

Why cifraHQ for Uruguay

Native CFE without add-ons e-Invoice, e-Delivery Note, e-Ticket and e-Receipt issued directly from the ERP, DGI certified.

Payroll BPS / AFAP / FONASA Automatic calculation of all contributions with transfer files for the main Uruguayan banks.

Multi-company / multi-branch Financial consolidation for corporate groups with subsidiaries in Uruguay and other countries in the region.

Full IFRS and IFRS for SMEs Financial statements under international standards with inflation adjustment and currency conversion.

Uruguayan banking integration BROU, Itaú Uruguay, Santander, BBVA Uruguay, Scotiabank -- automatic reconciliation and payroll disbursement.

Spanish support, Uruguay time zone Support team in Spanish with knowledge of current DGI and BPS regulations.

More countries

Neighboring countries

cifraHQ is available across the Americas. Explore the local-compliance pages for nearby markets.

ERP software built
for the Americas.
Crafted with pride for Uruguay.

Uruguay: The Switzerland of the Americas

Uruguay by the Numbers

Megaprojects Transforming Uruguay

Native DGI Compliance

Born in Panama.
Built for the Americas.

Three DGI Pillars for Uruguay

Uruguay Payroll -- BPS · FONASA · AFAP

Industries We Serve in Uruguay

Why cifraHQ for Uruguay

Digitize your business in Uruguay today

Neighboring countries

ERP software builtfor the Americas. Crafted with pride for Uruguay.

Uruguay: The Switzerland of the Americas

Uruguay by the Numbers

Megaprojects Transforming Uruguay

Native DGI Compliance

Born in Panama.Built for the Americas.

Three DGI Pillars for Uruguay

Uruguay Payroll -- BPS · FONASA · AFAP

Industries We Serve in Uruguay

Why cifraHQ for Uruguay

Digitize your business in Uruguay today

Neighboring countries

ERP software built
for the Americas.
Crafted with pride for Uruguay.

Born in Panama.
Built for the Americas.