Does cifraHQ comply with Hacienda Costa Rica?

Yes. cifraHQ natively issues XML electronic invoices per ATV/Hacienda, handles VAT 13%, Income Tax, and all current Costa Rican tax regulations.

Does it handle CCSS payroll in Costa Rica?

Yes. cifraHQ calculates CCSS employer 26.33% and employee 10.67%, INS, and generates payroll files for Costa Rican banks.

Made in Panama · For the Americas

Long Live the Republic of Costa Rica!

ERP software built
for the Americas.
Crafted with pride for Costa Rica.

Hacienda · XML Electronic Invoice · VAT 13% · Income Tax · CCSS · INS · Full payroll.
Complete business management for Central America's green technology economy.

Electronic invoicing with Alanube Online payments with Stripe

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Costa Rica: The Switzerland of Central America

Costa Rica is the benchmark for stability, democracy and sustainable development in Central America. With a GDP of US$67 billion and over 5 million inhabitants, this army-free country since 1948 leads the isthmus peace index, attracts top-tier foreign direct investment, and generates over 99% of its electricity from renewable sources -- mainly hydroelectric, geothermal and wind.

Costa Rica's free zones are home to Intel, Amazon, HP, Baxter, Boston Scientific, Procter & Gamble and hundreds of multinational companies. The medical devices cluster makes Costa Rica the world's largest per capita exporter of medical equipment. Sustainable tourism and high-value agriculture (pineapple, banana, specialty coffee) complete a unique economic profile in the region.

For companies in this demanding environment -- with obligations to the Ministry of Finance, CCSS, INS and the XML ATV electronic invoicing system -- cifraHQ was born in neighboring Panama to bring ERP precision to every Costa Rican business.

Megaprojects Transforming Costa Rica

Medical Devices Cluster -- CINDE

60+ companies including Baxter, Boston Scientific and Smith+Nephew; US$5B in annual high-tech medical exports.

Amazon & Intel -- Innovation Centers

San José as regional tech hub; AWS, Intel and Microsoft operate R&D and engineering centers in Costa Rica.

National Decarbonization Plan 2050

Costa Rica, the world's first country to commit to net-zero emissions by 2050; carbon neutrality models exported worldwide.

GAM Electric Train

Electric intercity train in the Greater Metropolitan Area; sustainable mobility for 3 million people.

Puerto Moín -- Expansion

APM Terminals container terminal; Costa Rica's largest port investment, 1M TEUs/year capacity.

Sustainable Tourism & SMEs

US$3.5B in tourism revenue; world-class ecosystem of lodges, national parks and ecotourism services.

Value-Added Agribusiness

Pineapple, organic banana, specialty coffee and export flowers -- US$4B in agricultural products per year.

Shared Services & Free Zone

Citibank, HP and P&G shared services centers employ 50,000 Costa Rican professionals.

Digital CR Plan 2035

State digital transformation; e-government, universal electronic invoicing and mass digital signature.

Native Hacienda Compliance

cifraHQ incorporates every current tax and labor obligation in Costa Rica, without third-party integrations.

XML E-Invoice ATV / Hacienda VAT 13% Income Tax Withholding Tax CCSS Employer 26.33% CCSS Employee 10.67% INS Workers' Risk Christmas Bonus Severance Pay 2 Weeks Vacation/Year IFRS / NIIF Multi-currency CRC/USD Free Zone

Origin · Panama

Born in Panama.
Built for the Americas.

cifraHQ was created in Panama, Costa Rica's natural partner in Central American integration. Both countries share the Canal and the Darién Strait as their maritime frontier; now they also share the ERP precision with which Costa Rican companies deserve to manage their operations.

Multi-company, multi-currency CRC/USD, IFRS and Costa Rican banking integration (BCR, BNCR, BAC, Scotiabank, Promerica) -- built in from day one.

"A country that abolished its army and generates electricity from the volcano also deserves software that understands its excellence. -- The cifraHQ philosophy"

Three Hacienda Pillars for Costa Rica

XML E-Invoice -- ATV

Native issuance of invoices, tickets, credit and debit notes in XML format per Ministry of Finance.

VAT 13% · Income Tax · Withholding

Automatic settlement of all Hacienda taxes with D-104, D-101 returns and source withholdings.

IFRS Accounting Costa Rica

Financial statements under full IFRS and IFRS for SMEs; multi-currency CRC/USD with automatic BCCR conversion.

Costa Rica Payroll -- CCSS · INS · Hacienda

Precise calculation of every labor concept with files for Costa Rican banks.

CCSS employer 26.33% and employee 10.67% (health, pension, IMAS, ANDE, family allowances)

INS -- Workers' Risk: premium based on employer's economic activity

Christmas Bonus -- full additional salary in December (proportional to time worked)

Vacation -- 2 weeks per every 50 weeks worked (Labor Code)

Severance -- 8 days per year (years 1-3), 20 days (year 4+)

Income Tax withholding on salary per Hacienda progressive table

Disbursement files: BCR, BNCR, BAC Credomatic, Scotiabank, Promerica

Electronic CCSS payroll and D-151 declaration for withholding agents

Why cifraHQ for Costa Rica

Native XML e-invoice Invoices, tickets, credit and debit notes in XML ATV format issued directly from the ERP, without third parties.

Full CCSS / INS payroll Automatic calculation of all social charges with electronic CCSS payroll and integrated INS payment.

Multi-company / multi-branch Financial consolidation for groups with subsidiaries in Costa Rica, Panama and all of Central America.

Free Zone and temporary admission regime Specific modules for free zone companies with exemptions, merchandise control and differentiated settlement.

Costa Rican banking integration BCR, BNCR, BAC Credomatic, Scotiabank, Promerica -- automated reconciliation and payroll disbursement.

Real-time BCCR exchange rate Automatic CRC/USD conversion with the official exchange rate from the Central Bank of Costa Rica.

Native Integrations

Invoice, Collect and Comply in a Single Platform

cifraHQ integrates with Alanube, an electronic invoicing provider operating in Costa Rica, and with Stripe to collect every invoice online with automatic accounting reconciliation.

Electronic invoicing with Alanube

Alanube operates in Costa Rica as an API-based electronic invoicing platform. With cifraHQ, electronic receipts are issued and validated before the Ministerio de Hacienda directly from the sales workflow, with their signed XML stored safely.

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Online payments with Stripe

Every invoice ships with a payment button: card, ACH or a shareable link. The payment reconciles itself against the invoice, the journal entry posts automatically and the Stripe fee is booked separately.

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