ONAT · MINFIN · NICE · MIPYMES · TCP · ZEDM -- world-class business management for Cuba's private sector.
"Cuba's private sector opening deserves ERP software built for the future."
Designed for
ONAT -- Tax Administration Cuba MINFIN -- Ministry of Finance NICE -- Cuban Accounting Standards Private MIPYMES TCP -- Self-employed Workers ZEDM -- Mariel Zone CUP -- Cuban Peso Multi-currency InternationalA Caribbean Economy in Transformation
Cuba is the Caribbean's largest island with over 11 million inhabitants and an economy undergoing a historic private sector opening since 2021. The creation of private MIPYMES (micro, small, and medium enterprises) and the expansion of TCP (self-employed workers) represent the largest transformation of Cuba's business sector in decades.
The Zona Especial de Desarrollo de Mariel (ZEDM) is Cuba's most ambitious foreign investment project -- a logistics and industrial hub with preferential tax treatment attracting capital from Europe, Latin America, and Asia. Mariel represents the bridge between Cuba's economy and global markets.
Cuba has globally recognized strengths in biotechnology, tourism, medicine, and the arts. With the growth of the private sector and modern business management, the demand for reliable ERP software adapted to Cuban realities is an emerging first-order need.
Cuba in numbers
Strategic Sectors
Cuba's most ambitious foreign investment project -- a logistics and industrial hub with preferential tax treatment open to international capital.
World-class biotech complex -- Cuba is one of few countries with proprietary vaccine development and pharmaceutical exports to 40+ countries.
Havana, Varadero, Trinidad, and Cayo Coco -- hotel infrastructure expanding with European and Canadian chain investment.
8,000+ private micro, small, and medium enterprises created since 2021 -- Cuba's most dynamic private sector in decades.
Deep-water port capable of mega-vessels -- premier logistics hub for Caribbean and Americas trade.
Solar and wind expansion to reduce dependence on imported oil -- projects across all Cuban provinces.
Recovery of national agricultural production -- Habano tobacco, mountain coffee, sugar, and tropical fruit exports.
National digitalization program -- connectivity expansion, mobile apps, and emerging private tech ecosystem.
Music, visual arts, cinema, and Cuban gastronomy -- creative industry with export potential across Latin America and Europe.
Cuba Regulatory Framework
cifraHQ supports Cuba's emerging private sector regulatory framework -- from MIPYMES to ZEDM -- with accounting adaptable to MINFIN standards.
Our Origin
cifraHQ is a Panamanian company -- not American. That matters for Cuba, where the opening to the private sector creates real demand for business management software from Latin American and European technology partners.
We understand Cuba's economic reality: the 2021 monetary unification, the birth of private MIPYMES, the Mariel Special Zone, and NICE (Cuban Accounting Standards) as the accounting framework. We don't arrive with a generic ERP -- we arrive with experience in the Latin American and Caribbean business environment.
Cuba is in transition. The Cuban private sector needs tools that accompany that transformation.
"A country that heals the world with its biotechnology and enchants with its culture also deserves software that understands the scale of its transformation."
Business Management Framework
Support for Cuban Accounting Standards (NICE) and MINFIN framework. Configurable chart of accounts per Resolution 235, with financial statement generation adapted to Cuban tax system requirements.
Management system designed for private MIPYMES and TCP (self-employed workers). Income, expense, inventory, and tax obligation management under the 2021 private sector opening legal framework.
Support for companies in the Mariel Special Development Zone (ZEDM) with preferential tax regime, multi-currency accounting (CUP + international currencies), and zone authority reporting.
Cuba Business Management
From cash management to formal accounting under NICE, cifraHQ gives Cuban MIPYMES and TCP workers the management tools previously only available to large state enterprises. The private sector can now compete with reliable, real-time information.
Multi-currency is essential in Cuba: simultaneous management of CUP (local operations) and USD or EUR (international transactions, ZEDM) with automatic conversion and currency-separated reports.
Sectors Served
Why cifraHQ
We are a Panamanian company with a Latin American vocation. We accompany Cuba's private sector transformation with an ERP that grows with you: from the first accounting entry of a TCP worker to the full management of a multi-branch MIPYME.
cifraHQ ERP in Cuba
"Made in Panama. For Cuba and the Americas."
cifraHQ -- Cloud ERP for Cuba's Private Sector in Transformation
MIPYMES · TCP · ZEDM · NICE · ONAT · Multi-currency CUP -- world-class business management for Cuba.
cifraHQ is available across the Americas. Explore the local-compliance pages for nearby markets.
