Does cifraHQ comply with SAT Guatemala?

Yes. cifraHQ natively issues FEL (Factura Electrónica en Línea), handles VAT 12%, ISR, and all current SAT regulations in Guatemala.

Does it handle IGSS payroll in Guatemala?

Yes. cifraHQ calculates IGSS employer 12.67%, employee 4.83%, IRTRA 1% and INTECAP 1%, with payroll files for Guatemalan banks.

Made in Panama · For the Americas

Go Forth and Teach All · Republic of Guatemala

ERP software built
for the Americas.
Crafted with pride for Guatemala.

SAT · FEL Electronic Invoice · VAT 12% · ISR · IGSS · IRTRA · INTECAP · Full payroll.
Complete business management for Central America's largest economy.

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Guatemala: Heart of the Maya World

Guatemala is the largest economy in Central America, with a GDP of over US$95 billion and more than 18 million inhabitants. Its strategic position between the Pacific and Atlantic, privileged access to CAFTA-DR's 500 million consumer market, and diverse productive base -- coffee, cardamom, sugar, banana, textiles and manufacturing -- make it the economic engine of the Central American isthmus.

Guatemala City concentrates Central America's largest financial and business cluster. The maquiladora and apparel industry employs over 100,000 workers and exports US$1.5B per year, mainly to the US market. The tourism sector, anchored in the magic of Antigua, Lake Atitlán and the Mayan ruins of Tikal, grows steadily as a world-class destination.

For companies operating in this dynamic environment -- with obligations to SAT, IGSS, and the modern FEL electronic invoicing system -- cifraHQ was born in Panama to bring ERP precision to the heart of the Americas.

Megaprojects Transforming Guatemala

Northern Transversal Strip

1,000 km productive corridor linking Huehuetenango with Izabal; US$2B in agro-industrial, energy and mining investment.

Puerto Quetzal -- Expansion

Central America's largest Pacific port; modernization with Post-Panamax cranes and LNG terminal for the northern triangle.

Guatemala City -- Metropolitan Corridor

Urban highways and ring road decongesting the capital; US$800M PPP investment in road infrastructure.

Renewable Energy -- Hydro & Solar

Guatemala exports electricity to El Salvador, Honduras and Mexico; solar parks in Zacapa and Jalapa generate 800MW.

Maquiladora Industrial Parks

100+ apparel and manufacturing companies in Guatemala City, Escuintla and Quetzaltenango; US$1.5B in exports.

High-Value Agribusiness

Specialty coffee, cardamom, palm oil and export vegetables; US$5B in agricultural exports.

Antigua & Tikal Tourism

Antigua Guatemala (UNESCO Heritage) and Tikal attract 2M+ tourists/year; US$1.2B in tourism revenue.

Fintech & Digital Banking

Banrural, Bantrab and fintech startups bring financial services to 3M unbanked Guatemalans.

Special Economic Development Zones

Free zones and ZDEEs with tax incentives for export-oriented manufacturing, logistics and technology.

Native SAT Compliance

cifraHQ incorporates every current tax and labor obligation in Guatemala, without third-party integrations.

FEL E-Invoice SAT Certified VAT 12% ISR 5% gross / 25% net Source Withholding IGSS Employer 12.67% IGSS Employee 4.83% IRTRA 1% INTECAP 1% Christmas Bonus Bono 14 Vacation Pay IFRS / NIIF Multi-currency GTQ/USD

Origin · Panama

Born in Panama.
Built for the Americas.

cifraHQ was created in Panama to serve the entire region. Guatemala, with its diverse economy and Central American leadership, deserves an ERP that masters FEL, SAT, IGSS and all the complexities of the Guatemalan tax environment.

Multi-company, multi-currency GTQ/USD, IFRS and Guatemalan banking integration (Banrural, Bantrab, G&T, BAC, Banco Industrial) -- built in from day one.

"A country that grows the world's finest cardamom and guards the secrets of the Mayan Empire also deserves software that understands its greatness. -- The cifraHQ philosophy"