New cifraHQ mobile app now available for iOS and Android: field sales, floor sales and executive expenses. Learn more →
cifraHQ - Your Financial Headquarters in the Cloud
Trusted by Growing Businesses Around the World

Close the Month with Certainty.
Across Every Entity.

Multi-entity consolidation, IFRS compliance and DGI-certified e-invoicing in one platform, built in Panama.

Professional accountant working with cifraHQ ERP
NEW Panama Form 4331: automatic ITBMS withholding for Large Buyers, supplier certificates and e-Tax 2.0 export. Learn more →
2026 GUIDE Evaluating ERPs? Compare cifraHQ, Softland, SAP B1, NetSuite, Odoo and QuickBooks for mid-market companies in Panamá. See the full guide →
FOREIGN OWNERS Running your Panamanian company from the US? The 8 compliance pitfalls and how a bilingual ERP gives the parent company real visibility. Read the guide →
REGIONAL HQ Panamá as your global distribution hub. USD economy, 50+ free trade agreements, Colon Free Zone. The ERP a regional HQ needs. Read the guide →
FREE CALCULATORS 6 Panamá compliance calculators. Décimo, Prima, ISR, ITBMS, CSS, Finiquito. Official formulas, no signup, no email. Open the tools →
NEW Now integrated with WebPOS and Alanube - Panama's DGI-certified PAC providers Learn more →
PANAMA PAYROLL The payroll engine built for Panama. CSS, SIPE, income tax, decimo in three installments, ACH and Form 03 for e-Tax 2.0. See payroll → Read the release →
33+
Years Experience
100+
Companies
17+
Years Serving Panama

Panamá ERP Panamá: cifraHQ is the Panama business management system for mid-market companies, with DGI integration for electronic invoicing, CSS/MITRADEL payroll and local support in Ciudad de Panamá.

Financial control, not just bookkeeping

Real-time financial visibility

Close and cash-flow dashboards instantly, without waiting for month-end.

Native IFRS and DGI compliance

Full audit trail, certified e-invoicing and automatic Form 430.

Multi-entity consolidation

Multiple legal entities and currencies consolidated in one system.

Backed by certified partners

Implementation and support delivered by certified partners, not self-service.

See cifraHQ in Action

Watch our product demonstrations to see how cifraHQ Cloud ERP transforms business operations with IFRS-compliant accounting, electronic invoicing, and real-time financial visibility

Complete cifraHQ business workflow: quote, sale, invoicing, collection and reports

Complete Business Workflow

From quote to cash - see how cifraHQ manages your entire business process.

Complete purchasing process in cifraHQ ERP

Purchasing Process

Manage purchase requests, orders and vendors in one integrated flow

Complete expense process in cifraHQ ERP

Expense Process

Manage and control all your business expenses efficiently

Complete payroll process in cifraHQ ERP

Payroll Process

Automate payroll calculations, deductions and employee payments

Ready to transform your business management?

Schedule a Live Demo

Built for Global Business

Complete ERP solution with 17+ years of local expertise from P4 Software

1 2

IFRS Compliant Accounting

100% compliant with International Financial Reporting Standards. General Ledger, AP, AR with automated workflows and audit-ready reports. Built for rigorous financial standards.

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P C U

Electronic Invoicing

Full compliance with DGI Panama, SRI Ecuador, and DGII Dominican Republic regulations. Automatic tax calculations, digital signatures, and real-time tax authority integration.

Learn more → ERP with DGI for Panamá →
SN LOT EXP

Multi-Company Management

Manage multiple legal entities from one system. Consolidated financial reporting, inter-company transactions, and centralized control across all your businesses.

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📋 📦 🚚

Real-Time Visibility

Live dashboards show your financial position, inventory levels, and sales performance instantly. Make data-driven decisions with up-to-the-minute business intelligence.

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API ERP E-Com Sales Ship BI B2B WMS EDI

P4 Ecosystem Integration

Seamlessly integrates with P4 Warehouse (WMS) and P4 Customs. One unified platform for all your business operations from accounting to warehousing.

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Android Native App

Native Android application for business operations. Scan barcodes, manage inventory, process orders, and perform cycle counts-all from mobile devices with offline capability.

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Fixed Assets

Full asset lifecycle management - acquisition, depreciation, revaluation, and disposal - integrated directly with your general ledger.

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Panama Payroll

Complete Panama payroll: CSS, ISR, Décimo, MITRADEL filings, and ACH bank files - all calculations cite the source statute.

Learn more →

An ERP for your industry

Native Panama DGI electronic invoicing

cifraHQ does not adapt Panama compliance, it builds it natively: DGI-certified e-invoicing, CSS payroll and automatic declarations.

DGI / CUFE PAC Alanube Ley 256 Formulario 430 Planilla CSS / SIPE e-Tax 2.0

Connects to your operation

Bank integration
DGI invoicing (Alanube)
e-Tax 2.0
REST API and webhooks

What your implementation includes

  • Implementation by certified partner
  • Data migration
  • Team training
  • Ongoing support
  • Annual per-concurrent-user contract
  • ERP, ecommerce and parcel connectors (optional)

Trusted by Leading Businesses

From mid-sized companies to enterprise operations, businesses across Panama and Latin America rely on cifraHQ for mission-critical financial management

Fábrica de Velas La Soledad, S.A.

Distribution & Manufacturing

20%
40% Faster Month-End Close
15%
99.9% Tax Compliance Rate

cifraHQ transformed our financial operations completely. Real-time visibility across multiple entities and IFRS-compliant reporting gave us control we never had before. Electronic invoicing integration saved us hours every day.

Leading Panama distributor implemented cifraHQ to manage complex multi-company operations across Central America. Within 6 months, they achieved 40% faster month-end close, 99.9% tax compliance, and complete real-time financial visibility.

CFO, Leading Panama Distributor
Fábrica de Velas La Soledad, S.A.

Trusted by Leading Businesses

Professional Trust
Trusted by Accountants throughout the Americas

Enterprise-Grade Security & Compliance

Your data is protected by industry-leading security standards

SOC 2
Type II Certified
ISO 27001
Certified
256-bit SSL
Encryption
GDPR
Compliant
99.9%
Uptime SLA
Daily
Backups

Solutions by Industry

cifraHQ adapts to the operation of your sector, with DGI compliance and NIIF accounting built in from day one.

Frequently asked questions about cifraHQ

Is cifraHQ certified with Panama's DGI?

Yes. cifraHQ issues DGI-certified electronic invoicing through the Alanube PAC, with CUFE and Ley 256 compliance.

Does cifraHQ support Panama payroll and CSS?

Yes. cifraHQ includes a native Panama payroll engine with CSS, ISR, Décimo Tercer Mes, SIPE and automatic Form 430.

Does cifraHQ handle multiple companies at once?

Yes. cifraHQ consolidates multiple legal entities and currencies in one system, with IFRS compliance and audit trail.

Ready to Transform Your Financial Management?

Join 100+ Panama and Latin America businesses using cifraHQ for IFRS-compliant, real-time financial control.